We believe that it is usually best to have an attorney help with the claim. An experienced attorney has much more bargaining leverage with an insurance company than an individual does. With an attorney representing you, the attorney can bring a lawsuit if settlement offers are too low, whereas insurance companies know that injured persons realistically rarely will bring suit on their own, or are able to do so competently. We believe that insurance companies often do not make the best offer until an attorney is involved. An experienced attorney can help with decisions and important work, such as interviewing and obtaining proper statements from witnesses; providing a helpful guide to investigation; assisting you in obtaining all of the no-fault benefits to which you may be entitled for medical expenses, lost wages, and other benefits if you are involved in an automobile accident; and providing an knowledgeable estimate of the value of your claim.
Attorneys usually accept accident cases on a contingent fee basis. This means that the attorney only gets paid when you get paid; although you would be responsible for all costs and filing fees incurred by the attorney. Because the attorney receives a portion of what you receive, the attorney has an incentive to try to get the best possible recovery for you.
Among the issues you could discuss with your attorney include:
What should I do if I have been injured in a car accident?
What is the most important thing for me to do after my injury?
What should I do if I have been injured by a defective product?
What should I do if I am injured in a fall on someone else’s premises?
Making a Claim:
When is the proper time to start a lawsuit or try to settle a claim?
What is the statute of limitations?
Do I have to go to Court?
Should I communicate with or contact the insurance company for the person who caused my injuries?
Can I contact my own insurance company?
What kinds of medical reports or opinions, and other expert opinions should be obtained to make the claim as strong as possible?
What is the fair value for my claim?
How will my medical bills be paid?
Will the medical facilities wait for payment of medical bills when there is no insurance to pay for them?
Why won’t the insurance company for the person or company who caused my injuries automatically pay my medical bills as they occur?